Hello, Punty Reserve

Dollars that keep earning overnight
Spending that quietly pays you back

4.8% a year
on your balance

1.7% back
on every tap

Move between
dollars and
digital assets

Join the waitlist

Punty builds software and is not a bank. Balances are held as dollar-backed tokens in a wallet you control, redeemable one for one. Yield is generated by independent lending markets. These balances carry no FDIC insurance. How this works