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Lunch
JanFebMarAprMayJun
Average $115
Top spendingLast 30 days
$5,358
Rent $2,650
Eating out $970
Groceries $804
Fitness $467

Smart financial management customised to you

Stay on top of your budget

See every account together — banking, cards, debt, income — so you stay inside the spending plan you set.

Make smart decisions

Your bill was paidYou paid $161.29 to Halcyon Fibre
Large transaction detectedFor $10,000 to Bramfield Motors
Spending updateYou've spent $3,325 so far

Get same-day alerts, sharper reports and projected cash flow, so every call you make is an informed one.

Optimise your savings goals

Dream house down payment
38%
Goal$17,500
Saved$6,720
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Whatever you're saving toward — a home, a course, a long trip — track the progress and arrive sooner.

Create a secure retirement

Lifetime planner
Taxable Tax-deferred
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Make the most of income now while protecting later, with scenario planning and analysis tools built in.

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Best Overall Personal Finance Software Money Review Annual
Kestrel Pulse
Mobile Web app
$3.15 $4.4930% off † /month
Billed annually.
Put more away each month
Always know what's left to spend or save
Insights with same-day alerts & reports
Rename and reshape every transaction
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Kestrel Desk
Desktop Laptop
Choose a version
$5.75 $8.2530% off † /month
Billed annually.
Portfolio tools built for long holders
Tax reports ready to hand off
Reconcile to the penny
Track & pay bills inside Kestrel
Set budgets, clear debt, build a retirement plan
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Kestrel Desk
Business & Home
Desktop Laptop
$7.05 $11.7540% off † /month
Billed annually.
Run business, rental & household books together
Organise every deduction before filing
Keep receipts and documents attached
Reports: P&L, cash flow, tax schedules and more
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Worth its weight in gold — seriously, worth so much more than I paid for it. I genuinely don't know what I'd do without Kestrel now.
Stanley R.
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