Introducing Sweep Rails — join the early access list
kelvora
Get started

Money movement

Direct debitsPull funds on a fixed settlement clock Internal transfersMove balances between accounts instantly Deposit accountsProgrammable, insured account records Paper draftsFull control of the draft lifecycle Cross-border payoutsCorrespondent routing in 34 corridors
Same-day settlementComplete control of high-value transfers Ledger coreA double-entry system of record Card programsCustom network access for issuers Round-the-clock railInstant settlement, every hour of the week

Credit

Origination deskPartner-backed lending programmes Warehouse creditCapital to scale your lending book Portfolio saleOutright loan sale to Kelvora

Kelvora 4.1 is live

The bank
inside your product.

A chartered ledger and a movement API in one system. Open accounts, settle payments and book credit on rails you control.

Open a sandbox Read the docs 
curl 'api.kelvora.com/v1/movements/same-day' \
  -u :prod_8fQr2mVdKp4TnLwXbY6hZa \
  -d counterparty_id=cpty_3nRk9wLtQeB5xJmVd7 \
  -d account_id=acct_6yTb2xNpQwK8rLzHm4 \
  -d amount=41260 \
  -d description='vendor payroll sweep'

Movements

Amount Rails State Window Download
Amount / memo Rail State Direction Opened
$412.60Vendor payroll sweep Direct debit Cleared Outbound 04/11/26
$7,940.00Marketplace payout batch Same-day Cleared Outbound 04/11/26
$1,286.35Card program funding Internal Cleared Inbound 04/10/26
Introducing Sweep Rails — join the early access list