Purpose-built cover for two-sided marketplaces and operator networks. Protect the platform, the people transacting on it, and every stage of growth from first cheque to listing.
When a transaction goes wrong on a marketplace, the operator is rarely left out of it. Buyers, sellers, providers, brands and regulators all reach for the platform. You need a policy shaped like the way those claims actually arrive.
Cover for bodily-injury and property-damage claims that trace back to a transaction your platform arranged.
Allegations aimed at how you screen, verify, onboard or moderate the supply side of your network.
Claims tied to outages, ranking shifts, listing errors, payout delays and other product failures your users feel.
Large accounts will not join until you are named as an Additional Insured and carry limits above their procurement floor.
One high-visibility failure drives churn, press coverage and third-party demands within the same fortnight.
As you scale contractors, worker-classification and employment-related allegations become routine rather than rare.
Core protection for you and the product you shipped
What's included
Protect the cap table and unblock larger contracts
What's included
Leadership risk, transactions and international scale
What's included
Professional liability arising from the software and services you sell.
Intrusion, extortion and data-privacy claims across your infrastructure.
Content, advertising and intellectual-property exposure on owned channels.
Claims that follow management decisions and corporate governance.
A provider damages a home during a booked job. The buyer names the platform too, alleging the vetting process was never real.
Your moderation model wrongly flags and bans a high-volume seller. They file for lost income and reputational harm.
A group of contractors alleges misclassification and seeks back pay, damages and benefits across three states.
Stay ahead of model-risk exposure with liability cover, evaluation support and IP defence.
Cover written for money movement, licensing obligations and digital-asset custody.
Protection for operators and their supply side while the network grows past its first regulator.
HIPAA-aware programmes that hold up against patient-data and clinical-workflow claims.
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Cover is underwritten by Halden Risk Retention Group, Inc. (HRRG), a risk retention group organised under the Liability Risk Retention Act (15 U.S.C. §3901 et seq.). HRRG is not subject to all of the insurance laws and regulations of your state, and state insurance insolvency guaranty funds are not available for policies issued by a risk retention group. Halden Insurance Services, Inc. is a licensed insurance producer (CA licence #4187620) and acts as programme administrator, not as the insurer. Cover is subject to underwriting approval and availability varies by jurisdiction. Not all products are available in all states. Limits, retentions and terms shown on this page are illustrative and may differ from your issued policy. See our Disclaimers page for full licensing detail.