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Flexible Portfolio Account

A Flexible Portfolio Account lets you hold investments outside of shelters such as workplace pensions and lifetime savers.

Benefits

  • No annual cap on what you pay in.

Risks

  • Investing is best held for five years or more — the value of your holdings can fall as well as rise, and you may get back less than you put in.

  • Tax treatment depends on your own circumstances and the rules may change over time.

Eligibility

  • You must be 18 or over and a UK resident for tax purposes.