Send at the real exchange rate, with no fees hidden in the numbers.
Send moneyUse a card in 174 countries, spend with Orbit Pay and Pebble Pay, and withdraw anywhere. Yours for 8 USD.
Check the Vela cardGet your own UK account number, Euro IBAN, US routing number, and more.
See all account detailsHolding several currencies costs nothing, and we convert at the real exchange rate.
See all currencies| Sending 1,000.00 USD with | Recipient gets (Total after fees) | Transfer fee | Exchange rate (1 USD → EUR) |
|---|---|---|---|
| Cheapest Remitto | 922.40 EUR |
0.00 USD | 0.922400Mid-market rate |
| Cabletown | 915.80 EUR ▼ −6.60 EUR |
1.85 USD | 0.917499 |
| Vela | 915.13 EUR ▼ −7.27 EUR |
6.80 USD | 0.921400Mid-market rate |
| Sandpiper | 910.24 EUR ▼ −12.16 EUR |
0.00 USD | 0.910240 |
| kestrel fx | 908.90 EUR ▼ −13.50 EUR |
0.00 USD | 0.908900 |
| Rivermark Union | 903.55 EUR ▼ −18.85 EUR |
0.00 USD | 0.903550 |
| Zonda | 902.10 EUR ▼ −20.30 EUR |
0.00 USD | 0.902100 |
| Halewood Bank | 890.40 EUR ▼ −32.00 EUR |
4.50 USD | 0.894424 |
| Trellis Bank | 886.75 EUR ▼ −35.65 EUR |
0.85 USD | 0.887504 |
| Bluepost | 878.30 EUR ▼ −44.10 EUR |
5.25 USD | 0.882987 |
We're on a mission to make money move the way information does, for people who live across borders. We charge as little as we can and always show the cost upfront. No fees buried in the rate. No surprises. How do we collect this data?
Relocate without the stress — and without juggling four bank accounts. Share your details with an employer, a pension scheme, family or friends, and get paid like a local.
Skip the bank appointments and start spending the day you land. With the Vela debit card you always get the real exchange rate.
Send money to 83 countries with a low, transparent fee. With Direct Debits in the UK, Europe, the US and Canada, paying bills across currencies is easier than ever.
Avoid the quiet markups banks add to their rates, and the foreign transaction fees on top. Pay one low upfront conversion fee, and no annual card fee.
When you shop online, choose to pay in the currency you're buying from. If you don't hold it, the card converts from whichever balance is cheapest for you — so you sidestep Dynamic Currency Conversion fees.
Authorise payments with 3-D Secure. Get a notification the second money leaves your account.
Get yours for 8 USD and spend in the local currency wherever you are, at a better rate and lower fees than your bank.
Freeze and unfreeze the card whenever you like. With PIN reminders and instant transaction alerts, nothing happens without you knowing.
Use your card in more than 174 countries and withdraw from 2.6 million ATMs. Tap or swipe anywhere — and use Orbit Pay and Pebble Pay in supported countries.
Invoice in the currency your client works in. They pay a local account number, so nobody loses money to correspondent bank charges on the way.
Money lands in the currency it was sent in. Keep it there for as long as you like, then convert in seconds when the rate looks right.
See where a transfer is, who sent it, and when it cleared. Export a statement for your accountant in two taps.
Move a deposit cheaper and faster than an old-school bank will. With tiered pricing on large amounts, the fee drops further on transfers over 100,000 GBP or your currency's equivalent.
Hold 52 currencies in one place. Handle a mortgage and utility bills across currencies with Direct Debit in the UK, Europe, the US and Canada, and pay tradespeople like a local.
Get paid in 11 currencies with your own account details. And when the rate is right, convert your money in seconds.
Sign up online, or in the app with an email address, or an Orbit, Larkline or Pebble account.
All you need to receive money or order a card is your government ID.
Add money from your bank account, with Pebble Pay, or with a credit or debit card.
Share your account details to get paid, or spend around the world with your debit card.
We don't do maze-like automated systems. We have offices in nine cities, and someone is on shift whenever you need them.
See the questions people ask mostEvery month our customers trust us to move over £11.4 billion of their money. Here are some of the ways we look after it.
We hold your money with regulated financial institutions, so it sits apart from our own accounts and outside our normal course of business, where partners can't reach it. Read more.
We're licensed by financial authorities in the markets we operate in, including the Financial Conduct Board in the UK and the Federal Transfers Bureau in the US.
Independent auditors check that your money is where we say it is, and that Vela is financially stable. We're not a bank, so your money isn't covered by a deposit guarantee scheme — instead we safeguard it.
We use 2-factor authentication on every sign-in and payment. That means you — and only you — can get to your money.
We're committed to keeping your personal data safe, and to being straight with you about what we collect, process, and store.
People work round the clock to keep your account and your money protected, even from the more sophisticated fraud.
Scams are on the rise. Learn how to stay safe.
These are the account details you can share with other people to receive money. Anyone can use them to pay you exactly as they'd pay a local.
UK sort code, Account number, and IBAN
Get GBP account detailsBank code (SWIFT/BIC) and IBAN
Get EUR account detailsRouting number and Account number
Get USD account detailsBSB code and Account number
Get AUD account detailsAccount number
Get NZD account detailsBank code, Bank name, and Account number
Get SGD account detailsBank code (SWIFT/BIC) and Account number
Get RON account detailsInstitution number, Transit number, and Account number
Get CAD account detailsAccount number
Get HUF account detailsBank name and IBAN
Get TRY account detailsYou can hold and convert money in 52 currencies. Opening a new balance takes a few seconds, in whichever currency you need.
Money in your multi-currency account can go to anyone in any of the countries below.