Fennec

Cash boost

Get a cash boost up to $600 over time.

  • Money moves the minute you're approved
  • Bigger boosts as your deposits grow1
  • Flat fees, published up front2
  • No credit pull, no late charges

Need more than $600? Look at the Fennec Flex Line3.

Boost fees range from $2 – $48, set by the amount you take.

A couple on a sofa checking a cash boost on a phone together — photo by SHVETS production on Pexels

Borrow when the month runs short, once you qualify.

Same day funding
Split repayment
One flat fee
Zero interest
Three friends laughing on a sunlit street after a shopping run — photo by Gustavo Fring on Pexels

Short-term cash, online

A little cash shouldn't cost a lot.

If you qualify, you get flat published fees on every Fennec Boost. The number you see is the number you pay.

Boost amountYou pay
$25$2
$60$4.80
$90$7.20
$120$9.60
$180$14.40
$240$19.20
$300$24
$360$28.80
$480$38.40
$600$48

Quick cash boost

Kinder than a payday loan.

If rent lands before your paycheck does, or the clinic bill shows up early, take the amount you need with Fennec Boost. The cash reaches your Fennec Checking balance in seconds. Quals apply.

You set the pace from there. With a full 30 days to square up4, your next paycheck doesn't arrive already spoken for.

Owe someone back? Send it instantly from the Fennec app, even if they bank somewhere else.

A shopper checking her phone beside a full cart in a grocery aisle — photo by Gustavo Fring on Pexels

So, can I take $600 today?

When you first qualify, we set a limit somewhere between $25 and $300. Bank with us, borrow, and pay on time, and that ceiling climbs toward $600 over the months that follow.

Cash boost comparison

How we stack up.

Not every app that fronts you money works the same way. Fennec Boost lands faster than most payday storefronts and asks for less than most advance apps2. Interest? There isn't any.

When you take a boost with us, you decide how and when it goes back.

Flat fees and quals apply.

Fennec Boost
Most cash advance apps2
Most payday lenders2
0% APRNo tipRepay within 30 days (your choice)
0% APRTip requestedRepay next payday
Above 0% APRNo tipRepay next payday

How to borrow money with Fennec Boost

9:41●●●
Fennec Boost
Scroll and pick a boost amount.
$600$48 fee
$480$38.40 fee
$360$28.80 fee
$300$24 fee
$240$19.20 fee

1. Pick your amount.

Open the Fennec app and tap the Boost tile. Answer two quick questions, then choose any amount inside your limit.

9:41●●●

Your boost is on the way.

2. Take the cash.

Once you're qualified, a same-day boost is two taps away. The money shows up in your Fennec Checking balance right then.

9:30●●●
Repay boost
F Fennec Checking • 4192
$60.00
You will owe $0.00 on Nov 14, 2026
Next

3. Pay it back.

You have 30 days to settle up, on your own schedule. Turn on autopay and the whole thing takes care of itself4.

How to qualify for your cash boost

Fast cash starts with pointing your direct deposit at Fennec — and if you haven't yet, you can open an account online in a couple of minutes. From there you get a starting limit between $25 and $300, then bank, borrow, and pay on time to work your way toward $6001.

Already banking with us? Check whether you qualify.
Get Fennec

Moments that count 6

Marisol T., Fennec customer — photo by Thanh Xuan Nguyen Ly on Pexels
“I walk around a lot steadier now, because I actually know where my money is going.”

Marisol T.

Devon K., Fennec customer — photo by Korede Adenola on Pexels
“The boost really carries me when things get tight, because some months the ends just don't reach.”

Devon K.

Rosalind P., Fennec customer — photo by Foto Sushi on Pexels
“Pay it back on time and you're fine. You can take another one. They don't nickel you for it.”

Rosalind P.

Emeka O., Fennec customer — photo by Ben Khatry on Pexels
“It covered a tire on a Tuesday. No storefront, no phone call, no lecture about it.”

Emeka O.

Cash when the timing goes sideways

Open Fennec Checking in under two minutes and bring in $940 or more in direct deposits5. It costs nothing, and your credit score never feels it.

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Cash Boost FAQs

Answer


You'll qualify for an online cash boost if:

  • Your Fennec Checking account is open and in good standing.
  • None of your Fennec accounts are overdrawn, and the available balance is $0.00 or better.
  • Your Fennec Checking and Savings accounts together took in $940 or more in qualifying direct deposits5 during this calendar month or the last one.
  • Every earlier Fennec Boost payment landed on time.
  • You don't have a boost outstanding right now.

Eligibility for Fennec Boost is recalculated nightly.

If you qualify, you'll see the amount available to you on the Boost tile of the app home screen. Answer a couple of questions, submit, and if it's approved the cash lands immediately.