Absurdly Selective

Earn up to 7% cashback on every category

SOURPENNY DEBIT

SOURPENNY Membership

Conditions apply

Swap more,
keep more

The more you swap on Sourpenny, the more Rebate Credits stack up behind every purchase you make.

How does it work?

Cashback rate based on 30-day swap volume

3%

$1.2K

5%

$12K

7%

$24K

Forget about fees with our Absurdly Selective

Free transactions cover any mix of deposits and withdrawals — five of them, every month, with nothing skimmed on the way out.

Absurdly Selective

Now $18/month

Join

FAQ

Your cashback is calculated from your monthly swap volume. Every member earns a guaranteed 1% base rate on each card purchase, paid out weekly. At the close of your 30-day cycle we total your swap volume and pay a top-up for the tier you reached: - $1,200+ swapped → 3% total cashback - $12,000+ swapped → 5% total cashback - $24,000+ swapped → 7% total cashback The top-up lands automatically at the end of each cycle — even if you don't renew. All cashback is credited in Rebate Credits.