Closing our $84M Series B at a $920M valuation

Coverage That Scales From Garage to IPO

Every stage carries a different risk. Answer nine questions, see your premium on screen, and bind the policy before your next standup.

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Ready-Made Cover Packages & Fully Tailored Policy Builds

Pre-set protection for every stage. Or assemble the policy yourself, line by line.

Best for: Pre-revenue or Seed-stage teams that need basic compliance to hire or sign a lease.

Covers the ground your first office lease and first three hires will ask about — foundational general liability plus business property, so a landlord's certificate request never blocks a move-in date. Lean enough that you are not paying for board cover you do not have a board for yet.

Pre-Seed & Seed

Core protection for you and your product

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What you're protected fromPolicy

Third-party injury and property claims

—CGL

Decisions made by you and your leadership

—D&O

Your software fails and a client loses money

—Tech E&O

Customer data leaks or systems are breached

—Cyber

Series A

Protect you, your board, and the deals you are closing

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What you're protected fromPolicy

Third-party injury and property claims

—CGL

Decisions made by you and your board

—D&O

Your software fails and a client loses money

—Tech E&O

Customer data leaks or systems are breached

—Cyber

Campaign and content claims

—Media

Disputes raised by current or former staff

—EPLI

Best for: Teams raising institutional capital, signing enterprise paper, or finishing a SOC 2 audit.

Built for the quarter after the round closes. Directors & Officers cover satisfies the term sheet condition most institutional boards insist on, while Tech E&O and Cyber together clear the security addendum that lands with every enterprise contract. Your board seats and your codebase move under the same policy year.

Best for: Late-stage companies with large headcount, complex infrastructure, or a listing on the horizon.

The widest bundle we write. Higher limits across the board, Employment Practices cover sized for hiring in the hundreds, and Fiduciary cover for the retirement plan you just rolled out. Designed to hold up under diligence in several jurisdictions at once and to answer the questions bankers ask in the first meeting.

Growth Stage

Protection for leadership risk, transactions, and scale

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What you're protected fromPolicy

Third-party injury and property claims

—CGL

Decisions made by you and your board

—D&O

Your software fails and a client loses money

—Tech E&O

Customer data leaks or systems are breached

—Cyber

Campaign and content claims

—Media

Disputes raised by current or former staff

—EPLI

Benefit plan and retirement oversight

—Fiduciary

Custom Build

Know exactly what you need?

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Choose the lines you want

CGLD&OTech E&O CyberFiduciaryMedia EPLIHNOA+

Best for: Regulated or unusual sectors — payments, clinical AI, marketplaces holding funds.

No two risk profiles match, so limits and lines are yours to set. Add specialised AI liability, media cover for a large content operation, or a foreign admitted layer for the office you just opened abroad. An underwriter walks the contract with you and prices only what the counterparty actually requires.

Core Cover for Every Growth Stage

Eight lines you can bind the same afternoon, and twelve more our underwriters quote by hand.

Instant coverage

Instant quote Bananas and peel, photo by alleksana on Pexels

Commercial General Liability (CGL)

Answers third-party claims for bodily injury, property damage, and advertising injury arising out of how you operate.

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Instant quote Rusted padlock on a weathered door, photo by Joaquin Lopez on Pexels

Cyber Liability

Pays for breach response, extortion demands, and the losses that follow a network security failure.

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Instant quote Close-up of a circuit board, photo by Jakub Pabis on Pexels

Tech & AI Liability

Covers allegations that your product or model failed to perform as promised and cost a customer money.

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Instant quote Empty boardroom table and chairs, photo by Leandro Alamino on Pexels

Directors & Officers

Defends founders and board members personally when a decision about running the company is challenged.

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Instant quote Empty meeting room with chairs and a laptop, photo by cottonbro studio on Pexels

Employment Practices Liability (EPLI)

Responds to wrongful termination, discrimination, harassment, and other claims brought by staff.

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Instant quote Stack of coins on slate, photo by Steve A Johnson on Pexels

Fiduciary Liability

Protects the company and named plan fiduciaries against claims of mismanaged retirement and health benefits.

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Instant quote Wall of vintage television sets, photo by Marshal Yung on Pexels

Media Liability

Covers defamation, copyright, and privacy claims arising from anything you publish or distribute.

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Instant quote Empty motorway in fog, photo by Nikolett Emmert on Pexels

Hired and Non-Owned Auto (HNOA)

Extends liability cover when staff drive rented or personal vehicles on company business.

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Specialised coverages

2–14 days turnaround

Worker's Compensation

Pays medical costs, lost wages, and rehabilitation for employees hurt on the job.

2–14 days turnaround

Contractors Professional

Answers claims arising from design, construction management, or other professional services performed on site.

2–14 days turnaround

Commercial Umbrella Liability

Adds excess limits above your general liability, auto, and employers liability policies.

2–14 days turnaround

Business Owners Policy (BOP)

Bundles general liability and commercial property into a single policy sized for smaller operations.

2–14 days turnaround

Real Estate E&O

Protects brokers and advisers against alleged errors, omissions, or negligence in a transaction.

2–14 days turnaround

Lawyer E&O

Covers allegations of negligence or failure to perform in the delivery of legal services.

2–14 days turnaround

Miscellaneous E&O

Broad professional liability for service businesses facing claims of negligence, error, or non-performance.

2–14 days turnaround

Medical Malpractice

Protects clinicians and health organisations against claims of negligence in patient care.

2–14 days turnaround

R&W (Representations & Warranties)

Shields buyers or sellers in M&A from loss caused by breached representations in the purchase agreement.

2–14 days turnaround

Non-Profit D&O

Covers nonprofit boards and staff against claims over governance, management, or fiduciary oversight.

2–14 days turnaround

K&R (Kidnap & Ransom)

Provides crisis response and financial protection for kidnapping, extortion, and wrongful detention abroad.

2–14 days turnaround

Crime Insurance

Answers losses from theft, forgery, employee dishonesty, funds transfer fraud, and computer fraud.

Choose your specialised policies

Why Founders Choose Ironbark

Complete Cover

Every line a venture-backed company needs sits on one schedule — D&O, E&O, Cyber, EPL, GL, and fourteen more.

Bound in Minutes

Median application takes 8 minutes 40 seconds. Certificates land in your inbox the same afternoon, not next week.

Built by Operators

Written by people who have raised rounds and sat on boards. Personal indemnification is included, not upsold.

FAQ

Most venture-backed teams start with Directors & Officers for leadership protection, Errors & Omissions for professional liability, Cyber Liability for breach response, Employment Practices for staff disputes, and General Liability for injury and property damage claims.