Risk Premiums
Your borrow rate tracks the quality of what you posted. Better collateral, lower cost — priced automatically.
Every lending market Lumenar runs, in one console. Supply, borrow, and steer positions on your terms.
Borrow assets against the collateral you have supplied.
Risk-Adjusted Markets
Supply and borrow across independent markets, each with its own assets, rates, and risk profile. Pick the one that fits your mandate — or run several side by side.
The deepest market on Lumenar, with competitive rates across a wide span of accepted collateral.
Supply blue-chip collateral and borrow stablecoins against it, with the guarantee that what you post is never re-lent.
Borrow SVXD against Solvex-family assets — SVXD, sSVXD, and dated yield receipts — for looping strategies.
From stablecoin FX to leveraged staking and tokenised bullion. New markets are added by governance over time.
Manage your Position
Risk-priced rates, surgical liquidations, and markets you can actually reason about.
Your borrow rate tracks the quality of what you posted. Better collateral, lower cost — priced automatically.
Independent risk parameters, rate curves, and collateral rules per market — every one governance-tuned.
Lumenar Pro restores a position to its target health factor, unwinding only the slice that has to go.
Watch position health across every hub as it moves. No refresh, no guesswork about where you stand.
Swap
Swap collateral, switch debt, or repay straight from your supply. Gasless, through signed intents.
Swap any listed token inside the protocol itself. No external venue, no bridge hop.
USDX → ETR in one gasless transactionRotate supplied assets into a different token without ever withdrawing.
Move borrowed debt from one token to another in a single signed step.
Use any supplied position to pay debt down directly — no external swap required.
Every swap settles through signed intents, no gas • MEV protection and best-price routing via Quiver Protocol.
Architecture
Unified liquidity, modular risk, sharper execution.
Deep liquidity per hub, linked by governed credit lines between them.
Each market carries its own risk rules, rate curves, and solvency boundary.
Borrow costs move with collateral quality. Better collateral, lower rates.
Positions return to a target health factor, and only what is needed gets liquidated.
Hold shares that appreciate over time instead of rebasing balances — cheaper and tax-legible.
Lumenar Pro is the full-featured lending and borrowing console for Lumenar's modular markets. Earn yield, borrow against your assets, and manage positions across several risk profiles in one place.
A market is an isolated pool with its own accepted collateral, rate curve, and solvency boundary. Risk in one market never spills into another.
Start from the collateral you hold. The console ranks markets by borrow cost and collateral factor for exactly what sits in your wallet.
They are the three hub tiers. Anchor is the broad market, Prime keeps collateral un-lent, and Plus runs correlated-asset strategies with tighter parameters.
No. Each market keeps its own health factor, so a stressed position in one hub cannot drag down the rest of your portfolio.
Manage positions, scout opportunities, and reach deep liquidity across Lumenar V4.
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