01
Consumer deposit accounts
Give individual customers a real deposit account, with transfers, pay-ins, bill payments and cards attached to it.
Open compliant accounts and wallets for every customer.
Create deposit accounts, savings pots, sub-accounts and stored-value wallets in a handful of API calls. The account types, limits and controls are yours to combine.
Start buildingPlug into one API for the whole account lifecycle.
Open, freeze, unfreeze and close accounts through the plinth platform, and read balances the moment money moves — no nightly file, no reconciliation guesswork.
02
Business banking accounts
Open operating accounts for your business customers, built for day-to-day payments, payroll runs and clean reconciliation.
03
Virtual account numbers
Generate static and dynamic account numbers for collections, escrow and per-customer reconciliation at any volume.
04
Interest-bearing accounts
Pay interest on held balances and build savings propositions with rates and accrual schedules that you set.
05
Joint and group accounts
Let several customers operate one account, with mandates, approval thresholds and per-signatory limits built in.
06
Sub-accounts
Split a parent account into labelled sub-accounts so customers can hold money by purpose and still see one balance.
07
Stored-value wallets
Issue lightweight wallets for customers who are not ready for a full bank account, then upgrade them later without a migration.
08
Multi-currency accounts
Hold and settle in several currencies under one account, branded as your own, with rates you can quote and lock.
Your account, your rules
Programmable limits, signed transaction histories and downloadable statements — so funds stay protected and every balance reconciles to the penny.
Protect funds from fraud and unintended spend with programmable account limits.
Limits
Block and unblock accounts, place a lien, or close an account outright.
Account management
Access deposit cover for your customers through our network of partner banks.
Deposit cover
Collect recurring payments straight from the accounts you have issued.
Direct collections
Produce signed statements your customers can download on demand.