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The Patient Allocator
Deposit apps are advertising outsized returns on idle balances. A look under the hood shows how much of that headline rate depends on promotional tiers that expire, and how quickly the effective yield falls once it does.
Markets
The $8.4 billion fund cut refiner exposure by roughly a third last quarter, filings show, while adding to short-dated Treasurys — a defensive rotation that three rival desks have since copied.
Economy
Truck tonnage has slipped for five straight months while warehouse leasing holds steady, an unusual split that economists read as inventories finally catching up with demand rather than a broader contraction.
