Giving your client your UK bank details means they have to make an international wire transfer. It is expensive for them, takes 3-7 days and they have to deal with SWIFT codes and forms. With Paylane you get a USD bank account in your name. Your client pays it like a local transfer. It is easier for them and you get paid same day.
Most freelancers are verified and invoicing within 10 minutes. You'll need a government ID and proof of address — that's it.
We use the live mid-market rate you see on Google, with a transparent 0.5% conversion fee. No markups hidden in the rate.
When your client pays before 4pm ET on a business day, the funds land in your account the same day — not 3-5 days later.
Yes. Every invoice includes an optional card checkout. Card payments settle next day and carry a 2.9% processing fee, which you can pass on to the client.
Funds are held with regulated US banking partners and are FDIC-insured up to $250,000 through our partner banks.