What is a soft credit review?
It lets lenders see a summary of your borrowing history. Unlike a hard inquiry, a soft review never moves your credit scores.
How does this help me?
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Faster pre-approval
Once we know where you stand, we can pre-approve you for borrowing tools sooner. Less waiting, quicker access.
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Offers matched to you
With a clearer picture of what you qualify for, we can surface the credit tools that actually fit.
By tapping “I agree”, you authorise Perch to run a soft credit review, assess your eligibility for Perch products and offer you better terms. This will not affect your credit score.