Earn $135 for
every referral.
Our partners take $135 for every business that opens a Millrace account through their link. Nothing caps your total, and payouts clear through PayPal within 30 days.
Monthly commission for referring 28 accounts. Based on $135 commission per account.
PartnerProgram
Built for small operators, founders, newsletter writers, community leads and anyone else who wants to point their audience at a business account that actually holds up — and earn on it.
Start EarningReaders Click Your Link,
You Get Rewarded.
Unlimited Earnings
Nothing caps the amount you can bring in over a year.
High Commission
You collect $135 for every Millrace account opened on your link.
Huge Audience
There are roughly 33 million small operators who'd be glad to bank here.
Fast Payouts on PayPal
Money clears through PayPal in as little as 30 days from the referral.
How does the Millrace
partner program work?
Create Account
The Millrace partner application takes about four minutes. Once you're approved you get the partner dashboard straight away.
Promote
Build trackable links inside the portal and watch every visit, signup and pending payout land in one place.
Earn Cash
Collect $135 for each account opened from your link. Nothing limits how much the program can pay you.
Millrace is the #1 Bank & Card
for Founders
Unlimited Rewards
Collect up to 5x points on every $1 you put through the card.
No Credit Check
We never pull credit or report to an agency when you open or run a Millrace account.
Mobile-Ready
Drop your Millrace virtual cards into Apple Wallet or Google Pay for tap-and-go spending.
Industry Leading APY
Earn roughly 9x the national average in interest on everything you hold with Millrace.
Best-in-class becomes standard
We built a card that carries every perk of a premium credit product without a single one of the costs. Why? Because we could.
Free Transfers Anywhere
Move money by ACH, wire or check across most of the world in a couple of clicks.
Runs on Visa
Fraud cover is built in, and it's taken by millions of retailers worldwide.
Powerful Invoicing
Keep customers in one list and send invoices that look like you meant them.
Create Virtual Cards
Set your own daily and monthly spend ceilings per card.
Use OurPress Kit
The guidelines inside will keep you using the Millrace mark the way it was drawn.
Download Press KitGot Questions?We got the answers
How long does the cookie last?
Ninety days. If somebody clicks your link today and opens a Millrace account any time in the following three months, the referral is credited to you.
When are partners paid?
Payouts run on the 12th of each month for referrals that cleared their 30-day holding window. Everything settles into the PayPal address on your partner profile.
How can I track my commissions?
Every link you create reports back into the partner dashboard — clicks, signups, approved accounts and the amount still pending, updated hourly.
Who can join?
Anyone with an audience that overlaps ours: newsletter writers, accountants, agency owners, community organisers, course creators. You do not need to be a Millrace customer first.
Get Startedwith Millrace
Open an account in minutes — no credit check and no minimum deposit.
Open Account

