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Millrace Partner Program

Earn $135 for
every referral.

Our partners take $135 for every business that opens a Millrace account through their link. Nothing caps your total, and payouts clear through PayPal within 30 days.

Portrait of Rowan Beckley — photo by Korede Adenola on Pexels
Rowan Beckley
18 referrals
Referred
Earned
$2,430.00
Portrait of Delphine Aguiar — photo by Jake Nackos on Unsplash
Delphine Aguiar
23 referrals
Referred
Earned
$3,105.00
Portrait of Tobias Mwangi — photo by Prince on Pexels
Tobias Mwangi
11 referrals
Total balance in USD
Earned
$1,485.00

How much can you earn?

28 accounts
Start Earning
$3,780 /month

Monthly commission for referring 28 accounts. Based on $135 commission per account.

PartnerProgram

Built for small operators, founders, newsletter writers, community leads and anyone else who wants to point their audience at a business account that actually holds up — and earn on it.

Start Earning

Readers Click Your Link,
You Get Rewarded.

Unlimited Earnings

Nothing caps the amount you can bring in over a year.

$135

High Commission

You collect $135 for every Millrace account opened on your link.

33m

Huge Audience

There are roughly 33 million small operators who'd be glad to bank here.

Fast Payouts on PayPal

Money clears through PayPal in as little as 30 days from the referral.

How does the Millrace
partner program work?

Create Account

The Millrace partner application takes about four minutes. Once you're approved you get the partner dashboard straight away.

Promote

Build trackable links inside the portal and watch every visit, signup and pending payout land in one place.

Earn Cash

Collect $135 for each account opened from your link. Nothing limits how much the program can pay you.

Millrace is the #1 Bank & Card
for Founders

Unlimited Rewards

Collect up to 5x points on every $1 you put through the card.

No Credit Check

We never pull credit or report to an agency when you open or run a Millrace account.

Mobile-Ready

Drop your Millrace virtual cards into Apple Wallet or Google Pay for tap-and-go spending.

Industry Leading APY

Earn roughly 9x the national average in interest on everything you hold with Millrace.

Best-in-class becomes standard

We built a card that carries every perk of a premium credit product without a single one of the costs. Why? Because we could.

Free Transfers Anywhere

Move money by ACH, wire or check across most of the world in a couple of clicks.

Runs on Visa

Fraud cover is built in, and it's taken by millions of retailers worldwide.

Powerful Invoicing

Keep customers in one list and send invoices that look like you meant them.

Create Virtual Cards

Set your own daily and monthly spend ceilings per card.

Use OurPress Kit

The guidelines inside will keep you using the Millrace mark the way it was drawn.

Download Press Kit

Got Questions?We got the answers

How long does the cookie last?

Ninety days. If somebody clicks your link today and opens a Millrace account any time in the following three months, the referral is credited to you.

When are partners paid?

Payouts run on the 12th of each month for referrals that cleared their 30-day holding window. Everything settles into the PayPal address on your partner profile.

How can I track my commissions?

Every link you create reports back into the partner dashboard — clicks, signups, approved accounts and the amount still pending, updated hourly.

Who can join?

Anyone with an audience that overlaps ours: newsletter writers, accountants, agency owners, community organisers, course creators. You do not need to be a Millrace customer first.

Get Startedwith Millrace

Open an account in minutes — no credit check and no minimum deposit.

Open Account