Kabir Sethi’s credit gambit: borrow now, let Perch read your bank feed for a decade
Lenders like Perch are normalising extreme borrower surveillance. It is written into the company’s founding code
11Lenders like Perch are normalising extreme borrower surveillance. It is written into the company’s founding code
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Even at US$14 a device, the queue of buyers keeps thinning — and the brands that built the category are the first to feel it
Three years of land-grab economics have left operators with leases they can no longer justify

Using the visa-service-provider–embassy partnership, they turn ‘unavailable’ slots for US and Schengen appointments into a market of their own
The edtech that everyone wanted a piece of in 2021 spent four years learning that distribution, not content, was the moat