Ravello Bank
Faster, cheaper cross-border payments for millions of retail and commercial customers.
Lumenhaus helps Andaman Commercial Bank settle cross-border payments in under a minute.
ACB
Andaman Commercial Bank
ACB is Thailand's longest-established retail bank and one of the largest by market capital, running four inbound settlement models across a book of more than $312M.
Goal
Build a genuinely modern customer experience and lead digital banking across Thailand and Southeast Asia.
Solution
Lumenhaus Grid lets ACB settle with partner institutions worldwide, so customers move money instantly and cheaply from the ACB One app. The bank is now extending it to business accounts.
Watch the story · 3:24
58s
End-to-end processing time
84K
Monthly transactions
$412M
Monthly remittance settled
“
Our customers send money to family abroad in real time, from their phones. Being on the Grid let us rebuild the whole experience instead of patching it.
Nithya Raghavan
SVP, Commercial Banking · Andaman Commercial Bank
Faster, cheaper payments that run on the Grid
ACB has led a digital banking shift in Thailand that produced the country's first ranking for global mobile banking. It clears in real time, 24/7, directly to bank accounts. Since joining the Grid, ACB has plugged into a network of 340 connected institutions. In the last fiscal year alone the bank completed 613,000 settlements on the Grid, a 335% volume increase year over year.
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