Announcing our $38M Series B led by Harrowgate Ventures Learn more

We're rebuilding banking to accelerateyour growth

Legacy banks force every business into the same box — Halyard builds around how your industry actually operates.

Talk to sales Open account
$5,218,443,907

spent on Halyard corporate cards by 3,400+ business owners

OAKMERE° VANTARIS quilla Tallystack

Who we're built for

Marketing
agencies

Healthcare

E-commerce

Wholesalers

Contractors

A strong financial
foundation

High-yield accounts, high-cashback cards for Pro customers, and flexible working capital to fund your next move.

Checking and treasury

Free domestic wires and ACH transfers for Pro users, up to 2.14%3 APY, and millions in deposit insurance.2

🎉 Credit approved•••
$120,000.00
View details →
Credit auto-pay
Next payment · April 05
$4,120

Working capital

Apply for business financing, term loans, and lines of credit through our partners.

Silver — $1M+ Gold — $10M+ Onyx — $100M+

Corporate cards with world-class rewards

Unlimited cashback, unlimited virtual and physical cards, unparalleled spend controls.

Halyard Financial is a financial technology company, not a bank or a lender. The Halyard Onyx Card is issued by our partner bank under licence. Banking services are provided by federally regulated, deposit-insured partner banks. Halyard does not issue loans or make credit decisions in connection with loans. All loans are subject to credit approval from Halyard's credit partners.

Amplified with
modern capabilities

Stablecoin on and off ramps, developer-first APIs, and simplified multi-entity management built for scale.

You send
6.41208 USDT
Balance: 14.208401 USDT
USDT
Stable
You receive
$6.41102
Balance: $142,860.14
USD
US Dollars

Crypto on and off ramp.4 Convert between fiat and stablecoins inside the Halyard app with no added markup.

✓ Halyard API enabled
H

Halyard API. Every Halyard account ships with read and write API access. Your account is yours to automate.

Choose your account
Wrenfield Studio
Corvus Leads
Nyte Systems LLC
Tabline, Inc.
👋 Welcome to Halyard, Ines
Manage finances across every entity you own.

Multi entity. Toggle between bank accounts for all your entities the way you'd switch workspaces.

Real words, real impact

RIDGELINEOUTFITTERS
“Halyard makes issuing virtual cards trivial, support answers in minutes, and the cashback genuinely covers our shipping and ad spend. It's the account we run the business from.”
Jonas W. — Founder & CEO at Ridgeline Outfitters
$6bn+
in yearly card spend
4.2m+
virtual cards issued
3.4k+
businesses onboard
$118m+
earned in cash back

Coupled with
intelligent tools

Complete any banking task in a handful of clicks.

Income
$142,860.14
Owner's compensation
$38,410.02
Opex
$1,704,238.43
Profit
$34,547.29

Virtual accounts. Create distinct money “pools” for cleaner tracking.

Total spendThis week
$71,026.43
Payment methodsCard merchantsContacts

Analytics. Real-time spending insight and financial trends for every account.

Sufficient balance.
No top-up needed.
Meridian
$425,946.04
›››
H
Halyard
$1,788.32

Auto transfers. Automatic top-up whenever a balance runs low.

March 1, 2026Initiation
Kestrelwork is trying to pull $28,000 from your cash account
Kestrelwork initiated an ACH transaction
Awaiting your approval
Settlement

ACH authorizations. Set limits on how much vendors can pull from your account and get alerted on anything unauthorised.

User namesAssigned roleAssigned cardsCard groups
Portrait — Jake Nackos on UnsplashBobbie Nader
Admin, cardholderOffice suppliesProduct launch
Portrait — Thanh Xuan Nguyen Ly on PexelsEmily Ashford
Cardholder, accountantMarketingR&D funding
Portrait — Korede Adenola on PexelsMichael Brune
Admin, accountantTravelSales team
Portrait — Foto Sushi on PexelsSophia Lenoir
Admin, accountantToolingProduct launch
Portrait — Ben Khatry on PexelsDaniel Wexler
Admin, cardholderInfrastructureR&D funding

Custom user controls. Granular permissions, spending limits, and security settings for every user.

Secure by design

Bank with enhanced deposit coverage into the hundreds of millions, granular user controls, advanced authentication, and federally regulated partner banks.

$1,000,000
H Halyard
Bank №1
$0 Bank №2
$0 Bank №3
$0 Bank №4
$0
Enhanced deposit insurance
Our partner bank works with a sweep deposit network and other deposit partners to spread your balance across a network of more than 800 institutions, so coverage scales far past the single-institution limit. Balances stay liquid and visible in one place.
Advanced authentication
Hardware keys, passkeys, and per-device session controls, with step-up verification on any payment that leaves an account.
Federally regulated bank partners
Every dollar sits with regulated, deposit-insured partner banks. Halyard never holds customer funds directly.
SOC 2 Type II and PCI compliant
Audited annually against SOC 2 Type II, with PCI DSS controls covering the full card issuing and processing path.
Multi-step payment approvals
Route any payment above a threshold you set through a second or third approver, with a full audit trail attached.

Transparent pricing with
features tailored to your business

Free

$0/month

Full-featured banking essentials with no strings attached.

Start for free
  • Hundreds of millions in deposit insurance
  • Same-day ACH transfers — $1
  • Domestic wire transfers — $6
  • Outgoing instant rails — $5
  • Unlimited virtual cards
  • International wire transfers — $28
  • Foreign transaction fee (card) — 1% (min $0.40)
  • USDC on/off ramp — volume based
  • USDT on/off ramp — volume based

Pro

$28/month

Scale your business with advanced, industry-specific capabilities.

Get started
  • Hundreds of millions in deposit insurance
  • Same-day ACH transfers — $0
  • Domestic wire transfers — $0
  • Outgoing instant rails — $0
  • Unlimited virtual cards
  • International wire transfers — $28
  • Foreign transaction fee (card) — 1% (min $0.40)
  • USDC on/off ramp — volume based
  • USDT on/off ramp — volume based
Trusted by leading investors and financial partners worldwide
HARROWGATE Fernbrook MERIDIAN VENTURES Blackwood Trust
Sablefield LKC ORCHID CAPITAL

Apply in less than 10 minutes today

Join over 3,400 businesses already banking with Halyard.

Talk to sales

Frequently
asked questions

Don't see the answer you're looking for? Get in touch.

What is Halyard?
Halyard is a modern banking platform built for high-spend businesses. We offer virtual cards, unlimited high cashback, treasury, and enhanced deposit insurance — all designed to help online businesses grow without fighting their bank.
Is there a limit on how much cashback I can earn?
No. Cashback is uncapped on every tier, and it settles to your account daily rather than at the end of a statement cycle.
Are there any account fees with Halyard?
The Free plan has no monthly fee. Pro is $28 a month and removes per-transfer pricing on ACH, domestic wires, and instant rails.
Why should I use Halyard?
Because the account is built around how your business actually spends: real spend controls, multi-entity switching, an API you can automate against, and support that answers in minutes.
Is Halyard safe?
Funds are held with federally regulated, deposit-insured partner banks and swept across a network of institutions for extended coverage. Halyard is SOC 2 Type II audited and PCI compliant.

Modern banking insights

Money movement, product updates, and growth strategies.

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